via Lifehacker

1. Improved camera

iPod Touch will also be equipped with camera 5 megapixel, camera in front of the machine itself will help with flash video chat for a clearer display. IPod Touch are more likely to be equipped as 5MP, LED, achieving a resolution of 640-by-480 pixels and supports 720p video at 30 frames / s. This will be great news for many people such as video recording capabilities and high quality photography.

2. Video chat feature

Perhaps the video chat feature will be very attractive to young people today. Although, iPhone 4 was Apple using FaceTime, also features a "akin" such as video chat. But now video call is not really satisfactory for many iPhone users complain it is still four little limited. Hopefully, the video chat feature is on iPod Touch will add much more than novelty.

3. Retina Display Screen

It can be said on the iPhone technology Retina Display 4 of the "Apple" makes the pixels that display the naked eye can not see. In addition, efficiently supports the call for video calls are only available on iPhone 4. However, the iPod Touch with video chat feature will be integrated Retina Display technology to help better display the maximum image quality much.

4. Access speed is faster than Wi-Fi

Currently, the iPod Touch only supports wireless 802.11b / g, while the iPhone has been its four support faster 802.11n wireless networks with the ability to reach 35M bps (bits per second). Meanwhile, companies like Samsung have also started to support this new wireless standard for their mobile devices. With the growth of smartphones and laptops today, the iPod Touch to engage deeper into the mobile market certainly will not ignore this opportunity by imitating four new iPhone can stand in the market.

5. Should be integrated microphone

If the iPod Touch more functional quality HD video, video chat ... By integrating the microphone is supposed to do. Especially now, these devices have a high capacity to support two versions of a previous 32GB and 64GB have been integrated. But experts say Apple should not be "removed" this tiny function.

6. Times longer battery life

Apple equipped the iPhone battery 4 a "terrorist" with a very impressive time, which means tomorrow is the iPod Touch users also are eager and hungry like they own batteries So just like the iPhone 4.

7. Choose a 3G network with Data Plan

IPod Touch users of AT & T will have to spend an amount of about 15USD/thang to property with 200MB or 2GB 25USD/thang. For many people, to pay a monthly fee to use the 3G network still seems a bit high.

Note: The jailbreak iPhone 4 will not get Apple's warranty policy, so if you have to worry about warranty issues, you should stay away from the implementation of the jailbreak, which means you will not get online features FaceTime 3G as in the article.

To do this, the first thing is to use Cydia to your iPhone for access to four applications My3G allowed to make calls with the 3G network without requiring Wi-Fi connection. So you do not need to find areas with Wi-Fi to use the FaceTime to call there. The following article will guide you on the phone My3G use your iPhone 4.

Install

- The first step is to boot from Cydia iPhone Sections 4 and click on the tab at the bottom of the screen to work.

Here you find the Branch Systems and click on it to open a list of Cydia package system, perform a search to My3G application and click on it to open this place.

In the settings you will see My3G appear at the top right corner of the screen is the Install option, use a finger instead of tapping into it. This time, a request confirmation of your actions show, you touch the Confirm button to begin installing the application.

When the installation of My3G is complete you will get the display to Complete content. At this time, just click the Reload button at the bottom of the screen Springboard to complete the installation on the iPhone My3G 4.

Running My3G

After completing the installation My3G, the screen will refresh and you will see a new icon appears My3G.

To run My3G My3G click the icon on the screen. This time, require users to sign in with your user account RockID out. If not click on the Create New RockID, while clicking on the Sign In button to log into the application.

The process of creating a new account RockID cool a few minutes, you need to do is to enter a user name, email address and password into the appropriate boxes and you RockID Create New button.

If you have My3G can log in, you will notice that the software will expire in 9 days (My3G trade price is around 4 USD). However, you can use the full functionality of this application even if you are in the trial My3G.

To make calls over 3G FaceTime look for contacts and select who you are also using FaceTime. Once selected, the person making the call, simply click the button to start using FaceTime calls on 3G networks.

Here are 3 blog traffic strategies.

Strategy 1 : Invite prospects 

I think this strategy is very simple and when you read this post, you also have a think like me, too. However, i am really wondering why many people not to do it? It is just easy like you talk to your friends and your family about your blog and ask them to visit it, i think they will not refuse your invitation and they will come to see how can you built it up. Therefore, when you do it on the internet, you can do it many different ways.

Here's a partial list of how to invite people to visit your blog:

• Your Email List : Each time you creat a new post, send an email to announce the new post with the link back to your blog. I can be sure the member of your list community will love it and click the link to your blog because your list normally is your friend, your family.... and they will be surprising when they receive an email to invite them to read the new post on your blog.
• Social Marketing : Use Twitter , Facebook , Youtube and others to invite your friends list even friends of your friends back to your blog. One important tip is using an interesting quote from your blog post and include the link to be able the read the rest.
• Your email signature : in your email account, you set up a signature in your account with the link back to your blog. It will be better if you make you signature special or colourful because it can intent the reader click to the link of your blog. In addition, if you can join to any groups of community and your email is listed in their list email , it will bring you a lot of traffics when you send email to the group with the attractive signature under.

According to Reuters, within 3 days, Ballmer sold 49.3 million shares with only $ 27 per share. He now owns 359 million shares (representing 4.2%) totaling $ 9.6 billion. CEO says it will continue to sell an additional 75 million shares at year end.

Previous speculation by analysts, Ballmer confirms his actions should not be provided to a "lack of confidence in the company's largest software world."

"Although this is a personal finance issues, I want to announce clearly to avoid any questions. I'm very excited about the new Microsoft products as well as the ability to change people's lives through our technology me. I still wholeheartedly for Microsoft, "Ballmer explained on the company website.

Ballmer, 54, to Microsoft in 1980 and served as CEO from 2000 here. He has never shown a desire to abdicate, or leave despite repeated criticism because the value of Microsoft shares up and down erratically.

Who holds the most shares in the U.S. software group is Bill Gates with 621 million shares (7.2%) even though he regularly shares, each from 1 to 2 million, to fund charities .

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If you are building an online shop, you will need to address the question of taking payments for orders. You can, of course, request that a check payment be sent to you in the mail. Most shopping basket software allows you to select this option when you are setting it up. If you already have an offline, bricks and mortar business, you may simply wish to accept credit card payments over the phone.

However, there are some basic problems with these solutions and it all comes down to the way people shop on the internet. Customers expect to be able to add items to their basket and proceed to the checkout to pay. If they then find they must telephone you or print out and send their order, they may simply abandon their order and hop over to another website. Shopping online is all about convenience and if you are unable to provide this, you may be losing customers without even being aware of it.

So, what are your options and what is it all going to cost? Well, the good news is you can do it all very simply and cheaply. Paypal does not have a set-up charge and is a large and trusted online payment processor servicing 78 million accounts worldwide in 56 countries. Your only cost is a small percentage on each sale; a transaction charge. Payments from your website go straight into your Paypal account from where you can transfer amounts to your bank account with the click of a button.

Once you sign up with a payment processor, you can either link to their secure server from your shopping basket facility or build 'add to basket' buttons via a simple web query form. The html generated is then pasted next to items on your web page and your customers will be transferred to a secure server when they go to checkout.

Traditional merchant accounts are normally set up through your own bank and will become integral to your business account. Having your own merchant account gives you the choice of many different online payment gateways. Most, however, do charge a set-up fee, monthly fee and transaction charge. Just as you would offline, do make sure you research any company you sign up with on the internet. Print out and read their terms and conditions. Take particular notice of where they are operating from, their fees, when and how you will receive your money into your account.

Another point to consider is the question of chargebacks. This happens when a buyer requests a refund of an amount already paid to you. Reasons include not receiving goods ordered or items arriving faulty, damaged or not as described. Sometimes requests are made if the buyers card was used fraudulently.

If the chargeback request is successful, your merchant payment processor will charge you a processing fee. However, some companies will now provide you with insurance against chargebacks inclusive in your monthly fee. It's certainly worth shopping around for the right solution for you but knowing you have done your research will give you some peace of mind.

Runaway interest rates of credit cards have become a major cause of concern among congressmen who have sought to limit bank rates on credit card transactions.

Quezon City Rep. Winston Castelo filed Joint Resolution No. 11 in a bid to fast-track approval of the proposal to stop credit card firms and banks from imposing interest rates higher than 12 percent per annum.

Similar measures were filed by Reps. Amelita Villarosa (Lakas-Kampi, Mindoro Oriental); Rufus Rodriguez (PMP, Cagayan de Oro City) and Raymond Mendoza (TUCP party-list).

Castelo noted that the use of credit card has "grown tremendously" in the past several years that has left many Filipinos with tremendous debt problems.

Recent statistics indicate that at least four to six million Filipinos are credit cardholders and have relied much on them for many consumer transactions.

According to Castelo, many credit card companies have been imposing more than 12 percent per annum interest on credit transactions. This is further aggravated by the big interest rates imposed on delayed payments.

The neophyte solon said that the interest rates could be considered usurious and frowned upon by law. He pointed out that under the provisions of Republic Act 2655, the Monetary Board of the Bangko Senral ng Pilipinas prescribe only a six per centum per annum rate of interest for "the loan or forbearance of any money, goods, or credits, in the absence of express contract as to such rate of interest."

More than 8 million consumers stopped using credit cards over the past year. The decline stems from a combination of consumer choices and bank actions.

An analysis by credit reporting agency TransUnion found that use of general purpose credit cards bearing MasterCard or Visa logos, or issued by Discover or American Express, fell more than 11 percent in the third quarter, compared with the July to September period last year.


About 62 million people now have an active card, compared with 70 million a year ago.

The Chicago company found that consumers in the subprime category, or those with low credit ratings, were believed to be without cards mostly because they were shut down by banks after payments fell behind or balances were written off.

"One can quite reasonably infer that's not voluntary," said Ezra Becker, vice president of research and consulting in TransUnion's financial services business unit. Banks have written off record amounts of credit card balances in recent years.

But a significant portion of the decrease in card usage reflects decisions by cardholders to stop using credit, Becker said. "They're simply either not purchasing as much or paying down balances."

Many of these individuals may have shifted to using debit cards. In the past several years the use of debit cards has grown steadily and now surpasses credit card use in both the number of transactions and dollar volume. Interest rate increases by credit card companies and reduced credit lines have contributed to that trend.

Still that doesn't mean consumers are shunning credit altogether. The average card balance stood at $4,964 in the quarter. That represented a slight increase from $4,951 at the end of the second quarter, and the first quarter-over-quarter increase in a more than a year.

Yet it also reflects a 13 percent drop from $5,612 at the end of Sept. 2009.

Becker said the balance increase from the second quarter is mostly an indication that consumers are still under stress. Prior to the recession, he said, carrying a credit card balance was more of a lifestyle decision reflecting spending choices. "Now it's out of necessity," he said. "In times of financial distress, nobody wants to carry a balance. Where people can afford to pay things down, they do."

Unlike mortgages, credit card delinquencies are in a normal range. The rate of late payments continued to fall in the third quarter. Just 0.83 percent of payments were past due by 90 days or more, compared with 0.92 percent in the prior year period.


Becker said late card payment rates have varied widely over time, but haven't skyrocketed to anywhere near what was seen in mortgage delinquencies during the recession.

That's partly because with unemployment high, credit cards became more important for cash-strapped consumers who needed them to purchase necessities like groceries and gasoline, so they kept their payments current.

The third-quarter delinquency rate was highest in Nevada, at 1.28 percent, and Florida, at 1.09 percent. These two states have also been among the hardest hit by the housing crash and foreclosure crisis. Late payments were lowest in North Dakota, at 0.48 percent and South Dakota, at 0.53 percent.

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The U.S. Air Force's classified and unmanned X-37B spacecraft landed at Vandenberg Air Force Base in California at 1:16 a.m. PST. The spaceplane landed after a successful first flight that lasted over seven months.

The X-37B is a stubby-winged, robotic spacecraft that is in many ways similar to the space shuttle – except the fact that it is far smaller and needs no crew to operate. As with much everything else involving this flight – little information was given about the landing excluding some images and some infrared video showing the small spaceplane coming to a landing at the air base.

The Air Force has made sure to highlight the fact that the craft which launch from Cape Canaveral Air Force Station in Florida this past April was on a shake down flight meant to test out the viability of the craft’s design. When the X-37B did land, technicians swarmed over and ‘safed’ the vehicle – much in the same way as the space shuttle is handled post-flight.

Whether or not the craft carried anything in its payload bay – was not revealed. The Air Force did say that the X-37B completed all of its objectives successfully. It was also announced that the next X-37B could launch to orbit – as soon as next spring.